State University of New York at Oswego
Oswego, NY, USA

Tuition, Cost & Aid

Affordability and Cost

Average Net Price Average net price for full-time, first-time degree/certificate-seeking undergraduates paying the in-state or in-district tuition rate who were awarded grant or scholarship aid from federal, state or local governments, or the institution. Other sources of grant aid are excluded. Aid awarded anytime during the full aid year is included.

Average net price is generated by subtracting the average amount of federal, state or local government, or institutional grant and scholarship aid from the total cost of attendance. Total cost of attendance is the sum of published tuition and required fees (lower of in-district or in-state), books and supplies and the weighted average room and board and other expenses.
$16,398
Calculate your net cost
Average Net Price By Family Income
Income
Average Amount
< $30k
$10,090
$30k - $48k
$13,242
$48k - $75k
$16,919
$75k - $110k
$17,546
$110k+
$22,169
Tuition
In-State Tuition In-state tuition is the tuition charged by institutions to those students who meet the state's or institution's residency requirements. In-district tuition is the tuition charged by the institution to those students residing in the locality in which they attend school and may be a lower rate than in-state tuition if offered by the institution.
$8,769
Out-of-State Tuition Out-of-state tuition is the tuition charged by institutions to those students who do not meet the state's or institution's residency requirements. Out-of-district tuition is the tuition charged by the institution to those students not residing in the locality in which they attend school.
$18,679
Additional Costs
Room and Board The weighted average for room and board and other expenses is generated as follows:
  • (amount for on-campus room, board and other expenses * # of students living on-campus.
  • + amount for off-campus (with family) room, board and other expenses * # of students living off-campus with family
  • + amount for off-campus (not with family) room, board and other expenses * # of students living off-campus not with family)
divided by the total # of students. Students whose living arrangements are unknown are excluded from the calculation. For some institutions the # of students by living arrangement will be known, but dollar amounts will not be known. In this case the # of students with no corresponding dollar amount will be excluded from the denominator.
$15,440
Books and Supplies
$1,000
Tuition Payment Plan
Yes
Financial Aid: visit page
Financial Aid Email: [email protected]

Aid & Grants

0
100
68%
Need Met
Students Receiving Gift Aid Percent of undergraduate students awarded federal gift aid. Federal gift aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
43%
Average Aid Per Year
$9,155
Students Receiving Grants Percent of undergraduate students awarded grant aid. Grant aid includes any grant or scholarship aid awarded, from the federal government, a state or local government, the institution, and other sources known by the institution.
43%
Average Federal Grant Aid Per Year
$5,543
Average Institution Grant Aid Per Year
$2,971
Students receiving state aid
68%
Average State Grant Aid Per Year
$4,660
Students receiving federal aid
49%
Average Federal Grant Aid Per Year
$5,543
Total Needs Based Scholarships/Grants Total amount of grant or scholarship aid awarded to all undergraduates from the federal government, state/local government, the institution, and other sources known to the institution.
$28,680,624
Total Non-Need-Based Scholarships/Grants
$3,191,718

Student Loans

Students Borrowing Loans Loans to students - Any monies that must be repaid to the lending institution for which the student is the designated borrower. Includes all Title IV subsidized and unsubsidized loans and all institutionally- and privately-sponsored loans. Does not include PLUS and other loans made directly to parents.
66%
Average Loan Amount Per Year
$7,460
Students receiving federal loans
65%
Average Federal Loans Per Year
$5,820
Average Other Loans Per Year
$11,798
Average Debt at Graduation The median federal debt of undergraduate borrowers who graduated. This figure includes only federal loans; it excludes private student loans and Parent PLUS loans.
$16,661
Loan Default Rate
5%
US National: 7%
Median Monthly Loan Payment The median monthly loan payment for student borrowers who completed, if it were repaid over 10 years at a 5.05% interest rate.
$205

What Students Are Saying

The room and board plan is the main investment and it was the part that is the most worth it. The dining hall connected to my dorm is better than some fancy restaurants that I have been to. My mom comes to school all the time just to eat there.
Sarah
Oswego is one of the many SUNY schools therefore the price is still a lot, but much cheaper compared to other schools. First there are academics, there are many majors and minors available on campus and then there are some classes you could take just because they seem interesting to you. There is also a lot of academic support; setting up a meeting with your teacher during their office hours, tutoring, and “ask a librarian” which can help you with term papers, and other projects that involve research. Then there’s the food, which is usually really important to everyone compared to mom’s home cooked meals. There are five dining halls on campus, all of them are generally the same but they each have their own hours and meals. For example one dining hall, Cooper, makes ice-cream sundaes and milkshakes certain days during the week. When my family comes to visit one of their favorite parts is coming to eat in the dining hall. The food is good, and if you don’t like the main meal there are always other options that are there every day like the salad bar, sandwiches, pasta, and more. The meal plan can be expensive but if you get the unlimited meal plan, which is required for freshman, you can go as many times as you want to any of the dining halls when they are open. Another important factor is the dorms. There are 13 resident halls on campus and they are currently building a new one. Some of them are in better quality than others; however each of them have their own benefits.
As a broadcasting major, having things on campus like the TV station, WTOP, and the radio station, WNYO, really gives me the opportunity to learn more about the broadcasting field before i go out into it. I think that's my number one thing that makes paying out of state tuition worth it.
Jessica from Bridgewater, NJ
The city is charming and cheaper. Restaurants, Walmart, JCPenney, TJMaxx, Bowling and public transportation very accessible. and you have the option to travel to shopping centers located in Phoenix NY, and Syracuse NY the big city.
Marta from Oswego, NY
Don't waste your (or your parent's) hard earned money on a fancy private school. The SUNY system is truly fantastic, but the tuition prices do rise every year due to decreased state and government funding. But the good thing about Oswego is when you enter as a freshman (or transfer) you get a guaranteed tuition rate. That means even if the tuition goes up the next year for new freshman, yours will not go up all four years. Room and board might increase, though...
Ashley